Mortgage rates and Federal Reserve expectations will play a major role in 2026 affordability. Here’s what easing rates could mean for buyers and sellers in San Antonio and Austin, according to Analisa Gutierrez, Top Realtor in San Antonio, Texas Real Estate.   Why Mortgage Rates Matter More Than Eve

Most buyers spend months preparing to get approved for a mortgage. They watch interest rates closely, run payment calculators, and monitor San Antonio homes like a hawk. Then they close, get the keys, and suddenly realize the financial reality of homeownership feels very different than expected. It’